Yes—You CAN Finance a Manufactured Home (And I Know How)

• Minimum 5% down (depending on loan type) 
• Home must be permanently affixed to land 
• Must have a foundation certification (engineer report) 
• Home typically cannot have been moved more than once 
• HUD tags or alternative documentation may be required 

👉 Don’t worry—I’ll help you navigate ALL of this.

🚫 Typically not eligible:

• Homes not attached to land 
• Severely outdated or non-compliant homes

• As low as 5% down 
• Slight rate adjustment (this is normal) 

• Possible $0 down (if property qualifies) 

• Lower credit requirements 
• Flexible options for buyers 

👉 I’ll match you with the BEST option based on your situation.

 Typically, we’ll look at:

• Income & employment 
• Credit score 
• Monthly debts 
• Basic documentation 

👉 I’ll walk you through exactly what’s needed—step-by-step.

 This is where I stand out.

Most loan officers:
❌ Don’t understand manufactured home guidelines
❌ Don’t know which lenders allow them
❌ Waste your time

Here’s what I do differently:

• I work with multiple lenders that allow manufactured homes 
• I know how to structure these deals correctly from the start 
• I help you avoid common deal-killers 
• I keep your loan moving with clear communication and fast timelines 

👉 Bottom line: I know how to get these DONE.

Ready to get started?

👉 Click below to get pre-approved or reach out directly—I’m happy to walk you through your options step-by-step.

📞 Call/Text: 254-479-2434
📧 Email: krissi@xperthomelending.com