Your Texas home loan specialist .

Krissi Ebbens | Texas Home Loan Specialist

Krissi Ebbens helps Texas homebuyers get approved for VA, USDA, FHA, conventional & bank statement loans. Serving all of Texas. NMLS #2252174.

Your Texas home loan specialist .

Today’s mortgage rates.

Three steps to the right loan.

Texas loan paths. We’ll find yours.

Myths Texas buyers still hear.

Texas buyers, first-hand.

Say hi. I’ll help you find the right loan.

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Programs

Mortgage help is on the way

at helps Texas homebuyers get approved for VA, USDA, FHA, conventional, and bank-statement loans. Serving all of Texas — I’ll assist you in finding the best loan tailored to your needs.

The path to keys

21 days

median clear-to-close

Live sample pricing powered by Optimal Blue. A personalized rate depends on your full file, and terms can change without notice. This is not a commitment to lend.

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From a quick hello to a clear path — tailored to your Texas goals, not a one-size script.

Every buyer gets matched against the programs that fit — VA, USDA, FHA, conventional, and more — plus assistance that can stack on top. Self-employed borrowers can ask about a bank statement loan when tax returns do not show the full picture. Doctors, registered nurses, and other medical professionals can ask which specialized programs may fit. Homeowners can also ask about a HELOC without replacing a first mortgage, or about a reverse mortgage if they are 62 or older.

Half the job is mortgage math. The other half is un-teaching what the internet told you.

Actually

★★★★★ 5 out of 5 stars 5.0 from 35 Google reviews

Reviews from Google

★★★★★

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Tell me where you are — even if that is “I have a little saved and a Texas zip code.” I reply within one business day with honest next steps.

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A soft check — it won’t affect your credit score.

Your Texas home loan specialist — VA, USDA, FHA, conventional, bank statement, and more. I’ll help you find the loan tailored to your needs.

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Mon–Sat · 8a–6p CT

· NMLS Consumer Access

This is not a commitment to lend. Any rates, payment figures, or examples shown on this site are illustrative only and may not include Annual Percentage Rate (APR). Actual rates and APR vary based on credit, loan program, property, and other factors, and may change without notice. Contact us for a personalized quote.