Explore Texas mortgage options with Krissi Ebbens: VA, USDA, FHA, conventional, bank statement, physician, jumbo, manufactured, and first-time buyer paths.
Explore Texas mortgage options with Krissi Ebbens: VA, USDA, FHA, conventional, bank statement, physician, jumbo, manufactured, and first-time buyer paths.
Programs
Texas mortgage options
Krissi matches buyers against VA, USDA, FHA, conventional, bank-statement, physician, jumbo, and manufactured-home paths — plus assistance that can stack. Here’s the menu in plain English.
Not a loan — the map for Texas first keys. Budgets, credit, timelines, what to save, and how VA, USDA, FHA, and conventional actually compare when you’re starting from scratch.
Beyond the core five, Krissi also helps buyers compare these options from her mortgage menu — ask on the planning call which ones fit your file.
Three questions, one honest starting point. Not a preapproval — just a compass.
1. Did you (or a spouse) serve in the military?
2. Credit score, roughly?
3. Saved up so far?
Your likely starting point
A rough guide, not a preapproval — the real answer takes one conversation.
Answer all three and your starting point pops up here.
The whole arc, with honest timelines. Yours may run faster or slower — but you’ll always know which step you’re on.
The six we hear most. Ask us the seventh — that’s literally the job.
Free, unhurried, and useful even if you buy next year — I’ll help you find the loan tailored to your needs.
Your Texas home loan specialist — VA, USDA, FHA, conventional, bank statement, and more. I’ll help you find the loan tailored to your needs.
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This is not a commitment to lend. Any rates, payment figures, or examples shown on this site are illustrative only and may not include Annual Percentage Rate (APR). Actual rates and APR vary based on credit, loan program, property, and other factors, and may change without notice. Contact us for a personalized quote.