Meet Krissi Ebbens, Senior Mortgage Broker at Ebbens & Co Mortgage Group. Texas home loan specialist for VA, USDA, FHA, conventional & more. NMLS #2252174.
Meet Krissi Ebbens, Senior Mortgage Broker at Ebbens & Co Mortgage Group. Texas home loan specialist for VA, USDA, FHA, conventional & more. NMLS #2252174.
Programs
Your Texas home loan specialist
exists to help Texas homebuyers get approved for the loan that actually fits — VA, USDA, FHA, conventional, bank statement, physician, jumbo, and manufactured-home paths included. I’ll assist you in finding the best loan tailored to your needs.
NMLS #
“I’ll assist you in finding the best loan tailored to your needs — and I’ll explain every tradeoff before you sign.”
Because Texas buyers deserve a specialist who knows the full menu — not just one product. From VA and USDA to FHA, conventional, bank-statement, physician, jumbo, and manufactured-home loans, the right path depends on your file, not a flyer.
Every system I use — the short intro call, plain-English updates, and program comparisons across the state — is built to turn tradeoffs into a clear plan you can check yourself.
The result is buyers who understand their own loan, keep the right cash in reserve, and choose payments that still feel good years later.
Same four beats for every buyer — the pace flexes to your life, not a call center script.
A niche this personal comes with house rules. These are mine, in writing.
★★★★★
Alexis G. — first home, Texas
Krissi Ebbens, NMLS # , powered by Xpert Home Lending (NMLS # ). Every preapproval is reviewed by a human underwriter — not just software.
VA and USDA loans across Texas, FHA and conventional, bank-statement and DSCR options, physician and jumbo programs, manufactured homes, and first-time buyer education — compared side by side.
Homebuyer class energy without the intimidation — credit scores, mortgage tips, and program tradeoffs in language that doesn’t require a finance degree.
Twenty minutes, zero documents, zero obligation — and a written next-steps note either way.
Your Texas home loan specialist — VA, USDA, FHA, conventional, bank statement, and more. I’ll help you find the loan tailored to your needs.
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Mon–Sat · 8a–6p CT
This is not a commitment to lend. Any rates, payment figures, or examples shown on this site are illustrative only and may not include Annual Percentage Rate (APR). Actual rates and APR vary based on credit, loan program, property, and other factors, and may change without notice. Contact us for a personalized quote.